3 Creative Ways You Can Improvise Financially While Dealing With Debt

 I remember when I was young, playing with my fathers' belt.

I was just a little kid at the time and I used to try and see if I could tighten it enough to make it stay on without falling off.

My dad would look over at me and just chuckle.

While that may paint a cute picture of a daddy and daughter moment (which it was)...

The economic dilemma facing the average middle class American family is anything but 'cute'.

Today the average middle class family is forced to tighten its belt beyond what it has the capacity to do.

To put it plainly...

There just aren't enough holes to make it work unless you do like my mom used to do for my brothers belt and poke a 'new' hole with a pair of scissors.

That's pretty much what your average American family is being forced to do on a daily basis... improvise.

Are you struggling to come up with creative ways to tighten your belt financially?

If so, here are a three ideas that might be able to get your creative juices flowing.

1. Try selling your old but somewhat useful stuff on eBay. You may not become a millionaire from it, but there's always someone out there who will see value in what you're selling.

2. Consider turning your home into a daycare facility. Lots of single moms and struggling families have found this to be a very helpful solution for bringing in extra supplemental income.

3. Are there individuals in your neighborhood who could use a little extra help around the house? Maybe you can charge a small fee to help them clean up and get better organized.

To successfully improvise financially you have to be willing to think outside the box and then take action.

Believe it or not some of the simplest ideas can be real money makers.

Have you ever read the book Acres of Diamonds?

The gist of it is this...

While many people struggle to find ways to supplement their income with traditional thinking, like getting a second job...

They are more than likely overlooking loads of opportunities that are plainly hiding right under their noses or in this case... in their own backyard.

Let's face it, times are hard.

The average middle class family has to worry about, college expenses, a mortgage, health care and the ever nagging reality of long-term and final expenses.

With the employment landscape looking the way it does right now, finding the money to care for all of these responsibilities is not as easy as it once was.

You just have to be willing to consider other possibilities from angles you may have not thought of previously.

Dealing with debt can be very stressful and overwhelming at times, but with a positive, open-minded view you can decrease or eliminate it altogether.